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Why was my application declined?

Updated over 3 weeks ago

Affirm reviews each application individually and considers multiple factors when making a decision. If your application was declined, you can learn more by reaching out directly to Affirm. Visit https://helpcenter.affirm.com/s/ for more information, or log in to your account at affirm.com to check your status.

Please note: Upgraded does not have access to Affirm’s decision process or the ability to change the outcome of a financing application.

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