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How will this affect my credit report?

Updated over 2 months ago

The first step of checkout is a pre-qualification (soft check) performed by Citizens Pay. This will not impact your credit score.

If you decide you want to purchase a device, then there will be one-time hard credit check. This is the very last step of checkout and you'll see a note about it the checkout flow.

A hard check will only happen once within a 30 day period. So you don't have to worry about going through the checkout flow a few times.

And, if you already have an open line of credit, then there are no more credit checks, if you make a second purchase it will just use your existing credit.

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