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What information is needed to apply?

Updated over 2 months ago

If you’re joining Upgraded for the first time, you’ll first need to check your eligibility. To apply for financing with Affirm, you'll need to provide the following information:

  1. Personal Information: Your full legal name, date of birth, and email address.

  2. Contact Details: Your mobile phone number and current residential address. It must be a U.S. phone number.

  3. Financial Information: Details about your income and employment may be requested to assess your ability to repay the loan. It must be a valid U.S. bank checking or savings account to make your monthly payments.

  4. Social Security Number (SSN): In the U.S., Affirm requires your SSN to verify your identity and perform a credit check.

Affirm uses this information to determine your eligibility for financing options. The application process includes a soft credit inquiry, which does not affect your credit score. However, if you proceed with a loan, a hard credit inquiry may be performed, which can impact your credit score.

For more detailed information, you can visit Affirm's official website at affirm.com.

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