If you’re joining Upgraded for the first time, you’ll first need to check your eligibility. To apply for financing with Affirm, you'll need to provide the following information:
Personal Information: Your full legal name, date of birth, and email address.
Contact Details: Your mobile phone number and current residential address. It must be a U.S. phone number.
Financial Information: Details about your income and employment may be requested to assess your ability to repay the loan. It must be a valid U.S. bank checking or savings account to make your monthly payments.
Social Security Number (SSN): In the U.S., Affirm requires your SSN to verify your identity and perform a credit check.
Affirm uses this information to determine your eligibility for financing options. The application process includes a soft credit inquiry, which does not affect your credit score. However, if you proceed with a loan, a hard credit inquiry may be performed, which can impact your credit score.
For more detailed information, you can visit Affirm's official website at affirm.com.